Wherewithal App Privacy Policy

Effective Date: 02/15/2026

Wherewithal (“the App”, “we”, “our”, or “us”) is a personal finance tracking application designed to help users manage budgets, track transactions, and monitor financial goals. This Privacy Policy explains how information is handled when you use the App.

1.1 Information You Provide

The App stores financial and personal information that you voluntarily enter, including:

  • Transaction amounts and categories
  • Budget and savings goal
  • Account balances
  • Notes or labels you add
  • App preferences and settings

This information is stored locally on your device.

1.2 Automatically Stored Data


The App may store certain technical and usage information locally, including:

  • App settings and preferences
  • Notification preferences
  • Biometric lock state (enabled/disabled)
  • Device-local identifiers required for app functionality

No personally identifying information is transmitted to our servers.

2. How Your Data Is Stored

All financial and personal data entered into Wherewithal is stored locally on your device using Apple-provided secure storage systems.

We do not currently maintain remote servers containing your financial data.

If you enable device backup (such as iCloud backup), your device may include app data in those backups under Apple’s policies.

3. Biometric Authentication

Wherewithal may allow you to enable Face ID or device passcode lock to protect access to the App.

Biometric authentication is handled entirely by Apple’s secure system.


The App does not receive or store your biometric information.

4. Notifications


The App may send local notifications on your device, including:

  • Budget threshold alerts
  • Inactivity reminders
  • Weekly summaries

These notifications are generated locally on your device.

No financial data is transmitted externally for notification purposes.

5. Analytics and Tracking



Wherewithal does not use third-party analytics services.

We do not track users across apps or websites.

All spending analytics and charts are computed locally on your device.

6. Data Sharing



We do not sell, share, or disclose your financial information to third parties.

Your data remains on your device unless you choose to export or share it.

7. Data Security


We implement security measures appropriate for a personal finance application, including:

  • Local encrypted storage provided by Apple platforms
  • Optional biometric lock protection
  • No external financial data transmission

However, no device storage system can be guaranteed 100% secure.

Users are responsible for securing their device.

8. Data Retention and Deletion



You may delete your data at any time by:

  • Deleting transactions or budgets in the App
  • Resetting the App
  • Uninstalling the App

Uninstalling the App removes locally stored data from your device.

9. Children’s Privacy


Wherewithal is not directed to children under 13 and does not knowingly collect personal information from children.

10. Changes to This Policy


We may update this Privacy Policy as the App evolves.

Updates will be reflected by a revised Effective Date.

11. Contact


Email: [email protected]

App: Wherewithal